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银行在广大百姓眼中,历来都被当作“金饭碗”。而现在我国的有些银行却在端着“金饭碗”讨饭。 我国国有企业资金的85％来自银行贷款。那么,到底有多少银行资金打了“水漂”?对此,说法不一。目前,据最保守的测算在20％以上。也就是说,按1995年第三季度末全国银行贷款存量计算,大约有9000多亿元有名无实。 造成银行业目前这种局面的原因是多方面的:有历史的,也有现在的;有政策方面的,也有经营方面的;有银行内部的,也有银行外部的。但归根结底。社会上
Banks in the eyes of the broad masses of people, has always been regarded as “golden rice bowl.” However, some banks in our country are now begging for rice with “golden rice bowls.” 85% of the funds of state-owned enterprises in our country come from bank loans. So, in the end how many bank funds played a “drift”? Different opinions. Currently, the most conservative estimates are above 20%. In other words, at the end of the third quarter of 1995, the total amount of bank loans in the country was calculated to be about 90 billion yuan. There are many reasons for the current situation of the banking industry: historic and current; policy and operational aspects; and those within and outside the bank. But in the final analysis. in society