企业改制是建立现代企业制度的前提,也是当前经济体制改革的难点和重点。而作为企业改制重要配套措施的社会保险体系,应当在改革的大潮中起到“安全网”、“稳定器”的作用。目前,河北省迁安市的企业改制工作已进入攻坚阶段,随着改革的不断深入,兼并、破产、拍卖、租赁及实行股份制的企业职工以及下岗职工涉及保险问题也越来越突出。根据调查主要有以下两方面问题: The restructuring of enterprises is the precondition of establishing a modern enterprise system and also the difficulty and emphasis of the current economic system reform. As an important supporting measure for enterprise restructuring, the social insurance system should play a role of “safety net” and “stabilizer” in the tide of reform. At present, the restructuring of enterprises in Qian’an City, Hebei Province has entered a crucial stage. With the continuous deepening of reform, the problems of mergers and acquisitions, corporate loans and leases and the implementation of joint-stock companies and the insurance of laid-off workers are becoming more and more prominent. According to the survey, there are two main problems: