我国保险资金投资渠道狭窄的问题必须解决近二十年来,随着国民收入的提高和人们保险意识的增强,各保险公司保险费收入呈大幅上升的趋势,与社会保险基金相比,国内保险公司在严格核保、理赔的控制原则下,商业保险资金在满足赔付要求后,仍然有盈余。但从保值增值的长期发展来看,我 The problem of narrow investment channels for insurance funds in China must be solved In the recent two decades, with the increase of national income and people’s awareness of insurance, the premium income of insurance companies has risen sharply. Compared with the social insurance funds, the domestic insurance companies Under strict control of nuclear underwriting and claims control, the commercial insurance funds still have a surplus after meeting the payment requirements. However, from the long-term development of value-added and increased value, I am