功能之一,能够帮助需要住房的居民定向积累购房款。住房作为一种长期的消费,住房公积金制度可以帮助职工从参加工作开始,每月拿出一部分工资收人,实行定向储蓄功能之二,帮助市民提前购买住房。职工有资格获得住房公积金管理机构的贷款,职工可以用三五年积蓄 One of the functions that can help residents who need housing to accumulate the purchase of housing. Housing as a long-term consumption, housing provident fund system can help workers start to participate in the work, each month to come up with part of the wage income, the implementation of directional savings function two, to help people buy housing in advance. Workers eligible for housing provident fund management institutions loans, employees can use savings in 35 years