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医疗保险制度改革已在全国各地推开，我市的医疗保险改革如今已走入了第四个年头，对医疗保险改革的核心──费用结算方式的探索也经历了两个阶段，第一阶段，实行三段直通式，此种结算方法给病人带来的实惠是明显的，但由于基金的管理困难，透支惊人，已被实践证明很难行得通?
The reform of the medical insurance system has been promoted throughout the country. The reform of medical insurance in our city has now entered its fourth year. The exploration of the cost settlement method at the core of the medical insurance reform has also undergone two stages. The first stage The implementation of the three-stage straight-through formula has brought obvious benefits to the patients. However, due to the difficulty of fund management and overdraft, it has been proved that it is difficult to make it feasible.