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本文阐述了农户小额信用贷款工作的重要性,分析了农户小额信用贷款工作中存在的问题,就做好农户小额信用贷款工作提出对策建议:优化农户信息资源,建立村贷款中心;充分发挥农村基层党支部、村委会的作用,提高农民信用度;严格执行农户小额信用贷款利率优惠政策;通过简化农民贷款手续,有效地维护农民群众的根本利益。
This article expounds the importance of small-scale credit loans for farmers and analyzes the problems existing in the work of small-scale credit loans for farmers. It puts forward some countermeasures and suggestions on doing a good job in small-scale credit loans for farmers: optimizing the information resources of farmers and establishing a village loan center; We will give full play to the role of rural grass-roots party branches and village committees in improving the creditworthiness of peasants. We will strictly implement the preferential policies for the interest rates of small-sum credit loans for peasant households and effectively safeguard the fundamental interests of peasants by simplifying loan procedures for peasants.