当前,随着我国国民经济的快速发展,人民群众的生活水平日益提高,风险意识也逐渐增强,购买保险已成为许多家庭和有识之士投资理财的首选之一。但是,因为保险专业性比较强,有许多人对如何选购保险商品,往往带有很大的盲目性。有的甚至不加选择,看人家买什么自己就买什么,其结果是,该买的没买,不该买的却买了。这样,不但浪费了有限的资金。而且还得不到应有的风险保障。 At present, with the rapid development of our country’s national economy, people’s living standard is gradually increasing and their risk awareness is gradually increasing. As a result, the purchase of insurance has become the first choice for many families and people of insight who invest and manage money. However, because of the relatively high degree of professionalism in insurance, many people often have great blindness in how to purchase insurance products. Some even without any choice, to see what people buy what they buy, the result is that the buy did not buy, it should not buy but bought. In this way, not only was the limited amount of money wasted. But also can not get the proper risk protection.