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贷款终身制是为了加强信贷管理 ,保证金融机构资产的安全性 ,防范金融风险而采取的一项重要举措。其主要内容是 :一笔贷款坚持由谁发放、由谁收回 ,并终身负责到底的原则。这样把贷款的发放和使用与放贷人员的终身利益联系在一起 ,从源头上遏制了当今一些信贷人员不负责任 ,盲
The life-long loan system is an important measure taken to strengthen credit management, ensure the safety of financial institutions’ assets and prevent financial risks. Its main content is: a loan insisted on who issued, by whom, and responsible for the end of life principle. Linking the issuance and use of loans with the lifelong benefits of lenders in this way curbs some irresponsible and blind