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政策面前何去何从枫桥别墅副总经理王曦2004年北京市场受到宏观调控和金融政策变化的影响,显然投放量、竣工量、成交量,包括独栋高端别墅的价格,比去年同期相比,都有下降的趋势。目前,北京市场的别墅体量也已经不小。今年别墅销售压力也是比较大,这主要跟宏观调控有关。因为别墅主要的特点是体量比较大,价格比较高。所以,一般买别墅的客户也有一次性付款,但是更多还是按揭方式。有些人就是有钱,也不愿意把大量资金一次投放在固定资产上。即使收入水平能够达到购买居住别墅的水平,也愿意通过按揭的方式来支付。但是政策一变,对这部分购房者限制比较大。银行越来越严格了,如中国银行要求首付达到6成,包括对购房人的财产资信状况的审查也严格了,包括首付的
Where to go from policy Wangqiao, deputy general manager of Fengqiao villa Beijing in 2004 by the macro-control and financial policy changes, it is clear volume, the completion volume, volume, including the price of single-family high-end villas compared to the same period last year There is a downward trend. At present, the volume of villas in Beijing market is no small. Villa sales pressure this year is relatively large, mainly related to macro-control. Because the main feature of the villa is larger, the price is higher. Therefore, the general purchase of villa customers also have a one-time payment, but more or mortgage. Some people are rich, do not want to put a lot of money once in fixed assets. Even if the income level can reach the level of buying a living villa, but also willing to pay by way of mortgage. However, a policy change, this part of the relatively large restrictions on home buyers. Banks are getting stricter, as the Bank of China requires a down payment of 60%, including a censorship of buyers’ property credit status, including down payment