一、“理财能力”与重新犯罪高相关性之循证研究(一)我国关于理财重要维度——消费行为与犯罪相关性的研究。消费是理财的一个重要维度。如何为自己的消费行为理财是每个人应该掌握的技能。畸形消费结构是直接滋生大量各种犯罪的培养基。对畸形消费结构的追求和维持,产生相当多的暴力犯罪、大量的盗窃和经济违法犯罪。薛宏伟等认为,畸形消费文化是导致犯罪的重要动因,畸形消费文化表现为超我型(超出了个人现有支付能力的消费)、非我型(超越了个人有效需求的消费,对名牌服饰、化妆品、用品的消费)、超社型(超出了社会供给可能的消费,如一味追求西方的超前消费文化)、非社型(超越了社会允许尺度的消费,如赌博、嫖娼 I. Evidence based research on the high correlation between “financial management ability” and recidivism (1) Research on the correlation between consumer behavior and crime in China’s important dimension of wealth management. Consumption is an important dimension of financial management. How to finance your own spending behavior is everyone should have the skills. Abnormal consumption structure is a direct breeding of a large variety of crime medium. Pursuing and maintaining the abnormal consumption structure has resulted in a considerable number of violent crimes, a large number of thefts and economic crimes. Xue Hongwei believes that the abnormal consumer culture is an important cause of crime, deformity of consumer culture is super-type (beyond the individual’s existing ability to pay for consumption), non-type (beyond the effective consumption of personal needs, the brand-name clothing , Cosmetics, supplies consumption), ultra-social type (beyond the possible supply of social supply, such as the blind pursuit of Western advanced consumer culture), non-community type (beyond social allowable consumption, such as gambling, prostitution