答：小额信贷是近年来发展中国家通行的扶贫方式之一。它起源于孟加拉国，后来在亚洲和拉美的发展中国家得到推广。80年代末90年代初，联合国开发计划署、联合国农业发展基金会、福特基金会等国际组织，在中国中西部组织了小额信贷扶贫试点。从1996年开始，我国部分省区利用农 A: Microfinance is one of the ways to reduce poverty that is common in developing countries in recent years. It originated in Bangladesh and was later promoted in developing countries in Asia and Latin America. In the late 1980s and early 1990s, international organizations such as the United Nations Development Program, the United Nations Agricultural Development Fund, the Ford Foundation and other organizations organized pilot pilot projects on poverty alleviation in central and western China. Since 1996, some provinces and autonomous regions in China have used farming