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以计算机为基础的信息技术革命以及网络的广泛发展,对金融业的发展也产生了重要的意义,网络金融也开始创新发展,开始进入网络金融发展时代,网络金融通过网络发展,无限制的开拓客户发展空间,使得金融竞争逐渐的突破空间性,成为全球性的竞争。网络金融在经营方式以及管理理念上给传统金融的发展带来严峻的威胁和冲击,同时针对网络金融的监管也需要进行深入的分析和研究。基于此,本文主要针对我国现今网络金融的实际发展现状进行研究,重点分析我国网络金融监管中存在的问题,并且根据我国网络金融监管中存在的问题提出相应的解决措施。
The computer-based revolution in information technology and the extensive development of the Internet have also had important implications for the development of the financial industry. Internet finance has also started to innovate and developed. It has begun to enter the era of online financial development. With the development of network finance through the Internet, Customer development space, making the financial competition gradually break the space, a global competition. Internet finance has posed a serious threat and impact on the development of traditional finance in terms of management mode and management concept. At the same time, it also needs in-depth analysis and research on the regulation of online banking. Based on this, this paper mainly studies the current situation of network finance in our country, focusing on the problems existing in the network financial supervision in our country, and puts forward corresponding solutions according to the problems existing in the network financial regulation in our country.