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网络经济的发展,促进了微商与第三方支付平台(通道)的不断成熟。在微信支付为消费者带来操作便利的同时,亦出现了资金安全和信息保障力度弱、消费者权益合法权益保障难、税收、金融风险及监管效率不高等问题。笔者联系国内微商经营中支付发展现状,结合国内外已有制度,提出对微商经营中微信支付予以监管的建议,供以参考。
The development of network economy has promoted the constant maturity of micro-commerce and third-party payment platform (channel). While WeChat payment brings operational convenience to consumers, there are also problems such as weak fund security and information guarantee, difficulty in safeguarding the legitimate rights and interests of consumers, taxation, financial risks and inefficiency in supervision. In connection with the status quo of the development of payment and payment in the domestic micro-commerce business, the author puts forward suggestions on how to supervise the payment of WeChat in the micro-commerce operation based on the existing systems at home and abroad for reference.