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近年来,农发行不断加大对政府非经营性项目贷款业务的金融支持,非经营性项目贷款已经成为农发行信贷业务发展的重要支撑,各级农发行也将此作为增量贷款投放的重点,在支持“三农”和新农村建设等方面发挥了重要作用。随着各项业务的开展,很多贷款运营中的问题也开始显现,本文针对农发行非经营性项目贷款管理中存在问题进行分析,并提出相应对策。
In recent years, the ADBC has continuously increased its financial support to the government non-operating loan projects. Non-operating loan projects have become an important support for the development of the ADBC credit business, and all levels of the ADPL have also placed the emphasis on incremental loans Has played an important role in supporting “three rural issues” and building a new socialist countryside. With the development of various businesses, many problems in the operation of loans have begun to emerge. This article analyzes the problems existing in the management of non-operating loans of rural development banks and puts forward corresponding countermeasures.