“月光族”作为一种新新人群在青年人中占有一定比例,其生活方式在社会上引起了强烈反响,人们对“月光族”的评价以贬低斥责为主。本文从宏观经济学的角度对月光族的行为、理念进行分析,阐述了其对资本市场、金融环境产生的影响,提出了新的观点:“月光族”并非一无是处,其存在具有一定的合理性和积极性。 As a new breed of people, “Moonlight” occupies a certain proportion among young people and its way of life has aroused strong repercussions in the society. People ’s evaluation of “moonlight clan” is dominated by derogatory rebuke. This article analyzes the behavior and concept of Moonlight from the perspective of macroeconomics, expounds its impact on capital market and financial environment, and puts forward a new viewpoint: “Moonlight” is not without merit, its existence has certain Reasonable and motivated.