为配合我市城市危改拆迁和历史文化保护区外迁工作的顺利开展,解决最低收入家庭的住房困难,我市廉租住房政策推出一项新的举措,即城镇廉租家庭可申请租金补贴还贷,用于购买住房。 租房补贴还贷,是针对拆迁地区的最低收入家庭在购买安置房时,通过用政府为其提供的租金补贴,偿还部分购房贷款。租金补贴还贷政策的实施,可以使大量原本无法享受公积金贷款的低收入家庭,在购房时得到政府低息贷款的金融支持。它是在不增加政府支出的前提下产生的,其优点在于:1)缓解当前租赁市场上廉租住房有效房源不足的问题。通过让廉租家庭自行购房,政府给予补贴的形式,可以使廉租家庭要求的住房更贴近自身需要。2)与廉租家庭用租金补贴到市场上租房相比,政府支付补贴只是短期行为,起到了一劳永逸的作用;3)从长远看,节省了政府开支,与政府用建房、购房方式筹集房源再实物配租给廉租家庭承担的方式相比,由于这部分家庭也要承担一定的支出,减少了政府实物配租的资金压力。4)对最低收入家庭来讲,通过采用租金补贴还贷的方式,拥有了产权属于自己的住房。5)积极地推进了当前危旧房改造工作。租金补贴还贷政策将是廉租住房政策实施方式的一项重要补充。 为些,我们说市民关心的有关问题采访了市国土房管局住房指导处的负责人,其就? In order to coordinate the demolition of urban areas in our city and the relocation of historic and cultural protected areas, and to solve the housing difficulties of the lowest-income families, the city’s low-rent housing policy has introduced a new measure, that is, urban low-rent families can apply for rent subsidies Repayments, used to purchase housing. Housing subsidies for repayment, is the lowest income families for the demolition area in the purchase of resettlement housing, through the government to provide them with the rent subsidies, part of the repayment of purchase loans. The implementation of the rent subsidy repayment policy can enable a large number of low-income families who were unable to enjoy the provident fund loans to obtain financial support from the government for low-interest loans when buying houses. It does not increase the government expenditure under the premise of the resulting advantages: 1) to alleviate the current rental market, low-rent housing effective housing shortage problem. By allowing low-cost families to buy their own homes, the form of subsidies provided by the government can make the housing required by low-rent families closer to their own needs. 2) Compared with rent-subsidy for low-rent families, rent-subsidy is only a short-term act in the market, which plays a permanent role. 3) In the long run, it saves government expenditure and helps the government to raise house and buy houses Compared with the way that source-renting and renting in-kind renting to low-rent families bear some expenditure as this part of the family also reduces the financial pressure of the government to allocate rent in kind. 4) For the lowest-income families, they have owned their own housing through the use of rental subsidies for repayments. 5) Actively promote the reconstruction of the current dilapidated buildings. Rent subsidy repayment policy will be an important complement to the implementation of low-rent housing policy. For some, we say that the people concerned about the issue interviewed the city land and Housing Bureau director of housing guidance, which?