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随着我国能源消耗规模的日益加大,国家对节能的需求越来越紧迫,为节约能源消耗寻找推广节能新技术的应用途径已成为将来很长一段时间内的重要发展趋势。开发节能保险产品既能起到加快国家节能的步伐,又能开辟出保险的蓝海市场。通过市场调查,本文从节能行业分类和节能新技术推广项目的风险分析入手,研究设计了具有商业操作性的节能保险创新产品,并对其风险管控的策略进行了探讨。节能保险产品将具有较强的生命力和巨大的市场潜力。
With the increasing scale of energy consumption in our country, the national demand for energy saving is more and more urgent. Looking for ways to save energy consumption to promote new energy-saving technologies has become an important trend for a long time in the future. The development of energy-saving insurance products can not only accelerate the pace of energy conservation in the country, but also open up the blue ocean insurance market. Through market research, this paper starts with the risk analysis of the energy-saving industry classification and new energy-saving promotion projects, studies and designs innovative energy-saving insurance products with commercial operation, and discusses the risk control strategies. Energy-saving insurance products will have strong vitality and great market potential.