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通过对湖北蕲春县张榜镇的调查发现,张榜镇农业经济的没落很大程度上归因于农事资金的短缺。从小额信贷的角度看,农户的资金需求是强烈的,欠缺的是合理低成本的资金供给机制。本文力图从资金供给层面着手,给出解决农村资金瓶颈的若干建议。
A survey of Zhang Bang town in Qichun County in Hubei Province found that the decline of agricultural economy in Zhang Bang Town was largely attributable to the shortage of agricultural funds. From the perspective of microloans, the demand for funds from farmers is strong, and what is lacking is a reasonable and low-cost capital supply mechanism. This paper tries to provide some suggestions on how to solve the bottleneck of rural finance from the aspect of fund supply.