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为进一步发挥小额担保贷款的作用,宁夏自治区人社厅、财政厅、中国人民银行银川中心支行近日联合出台办法,在创业人员贷款条件、额度、流程、反担保方式等方面作出新规定。宁夏取消了贷款户籍限制,规定凡在宁夏境内创业的人员,均可在创业所在地小额贷款担保机构申请小额担保贷款。其中,高校毕业生最高贷款额度10万元,妇女最高8万元,其他符合条件的人员最高5万元。另外,劳动密集型小企业最高贷款额度200万元。
In order to further play the role of small secured loans, the Ningxia Hui Autonomous Region Human Resources and Social Council Office, the Ministry of Finance and the Yinchuan Central Branch of the People’s Bank of China recently unveiled ways to make new provisions on loan conditions, quotas, procedures and counter-guarantee ways for venture workers. Ningxia canceled the limit of household registration of loans, requiring all those who start businesses in Ningxia, micro-credit guarantee agencies located in the business can apply for small secured loans. Among them, college graduates maximum loan limit of 100,000 yuan, women up to 80,000 yuan, other qualified personnel up to 50,000 yuan. In addition, labor-intensive small business maximum loan limit 2000000 yuan.