一、经济适用住房是政府指导价格下的微利商品房，其实质是商品房。只有适销对路的经济适用住房才能获得银行贷款经济适用住房是政府给予优惠政策、控制价格的商品房，其实质是商品房。开发商有利润但是不高，要求控制在３％左右，所以是利润比较低的商品房，这是与安居房... First, affordable housing is the government guidance under the price of low-profit commercial housing, its essence is the commercial housing. Only affordable housing affordable access to bank loans Affordable housing is the government to give preferential policies to control the price of commercial housing, its essence is the commercial housing. Developers have a profit, but not high, requiring control at about 3%, so the profit is relatively low commercial housing, which is with the housing ...