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公务卡是建立在国库集中收付体制前提下,通过银行卡以及网络支付平台的链接,将预算单位零余额帐户和国库单一帐户与银行清算系统进行结算,将财政财务管理的有关要求与银行卡的独特优势相结合而形成的一种新型财政管理工具和手段;公务卡是为行政事业单位在职工作人员发放的,具有一定透支额度与透支免息期,主要用于日常公务支出和财务报销业务的信用卡;公务卡作为一种快捷透明高效的现代支付结算工具,所有的支付行为都有据可查、有迹可寻,使用公务卡,不仅可以减轻预算单位频繁支取现金的压力、提高财政资金透明度,也是从源头上防治和治理贪污腐败工作。随着经济的发展和财政改革的发展,积极推进预算单位公务卡结算制度是必然的。本文概述了我单位公务卡改革的取得成效,并提出了使用过程中存在的问题和建议。
Business card is established under the premise of Treasury centralized payment system, through the bank card and the network payment platform, the budget unit zero balance account and the Treasury single account settlement with the bank clearing system, the financial and financial management requirements and the bank Card of the unique advantages of combining the formation of a new type of financial management tools and means of business cards for the administrative institutions serving staff issued, with a certain amount of overdraft and interest-free interest-free period, mainly for routine business expenses and financial reimbursement Business card; business card as a fast and transparent and efficient modern payment and settlement tool, all the payment behavior is well documented, traceable use of business cards, not only can reduce the pressure of frequent cash withdrawals from the budget unit, improve financial The transparency of funds is also a source of prevention and control of corruption. With the development of economy and the development of fiscal reform, it is inevitable to vigorously promote settlement of official card in budgetary units. This article outlines the achievements made in the reform of public service card of our unit and puts forward the problems and suggestions in the process of using it.