基本医疗保险对欠发达地区的劳动者来说 ,是劳动者现期和未来生活待遇的重要组成部分 ,它直接和间接影响职工生活质量和消费心理以及消费水平 ,尤其对低收入人群至关重要。本文分析了欠发达地区建立基本医疗保险过程中存在的问题以及问题存在的原因进行分析 ,由此提出解决问题的对策 Basic medical insurance is an important part of workers’ current and future living conditions for laborers in underdeveloped areas. It directly and indirectly affects the quality of life and consumer psychology of consumers as well as the level of consumption, especially for low-income people . This article analyzes the problems existing in the process of establishing the basic medical insurance in underdeveloped areas and the reasons for the existing problems, and puts forward the countermeasures to solve the problems