目前,保险公司出于自身的利益极力推动“封转开”。为成功地解套保险资金,“封转开”已由原来的个别公司试水到成为业内普遍趋势。那么,“封转开”的条件是否已经成熟?“封转开”会不会导致我国封闭式基金历史的终结?“封转开”应采取怎样的模式?本文将对这些问题做一个全面的探讨。 At present, insurers strongly push “sealing off” for their own benefit. In order to successfully liquidate insurance funds, “Envelope Transfer” has been tested by the original individual companies to become a common trend in the industry. Then, whether the condition of “Feng Tuan Kai Tuan” has matured? “Feng Tuan Kai” will lead to the end of the history of China’s closed-end fund? What kind of model should be adopted for “Feng Tuan Kai Tuan”? This article will make a comprehensive Discussion.