风控是个老大难,也是摆在网贷平台面前不容忽视的问题。解决好了,平台就能获得持续且飞速的发展;解决不好,只能走向穷途末路。方法总比问题多。要让网贷平台的风险可控,的确有很多办法,各个平台使出了浑身解数,归纳起来大致有以下几种:纯信用模式、资产抵押模式、第三方担保模式、融资性担保模式及风险准备金模式。以上方法中,除第一种只有少数网贷平台采用外,其余几种皆受到众多平台不同程度的青睐,有的是采用一种, Wind control is a long-term dilemma, but also placed in front of the network credit platform can not be ignored. Solved, the platform will be able to get sustained and rapid development; solution is not good, can only go to the dead end. The method is always better than the problem. There are indeed many ways to make the risk of the online loan platform controllable. There are many ways in which the various platforms can make every effort to solve the problems. The credit rating system, the asset-backed mode, the third-party guarantee mode, the financing guarantee mode and the risk Reserve pattern. The above method, except for the first few only use a few network credit platform, the rest are favored by many platforms in varying degrees, some are using one,