在政府不断出台宏观调控房地产市场价格走势以抑制房价过快增长的形势下,2005年3月17日,中国人民银行发布公告,在2004年调息的基础上,对商业银行自营性个人住房贷款政策进行两项调整:(1)将现行的住房贷款优惠利率回归到同期贷款利率水平,实行下限管理,下限利率水平为相应期限档 In the government macroeconomic regulation and control of the real estate market in order to curb the price trend in order to curb excessive housing prices, March 17, 2005, the People’s Bank of China issued a public announcement on the basis of the 2004 interest rate adjustment of commercial banks self-employed individual housing Loan policy to make two adjustments: (1) the current home loan preferential interest rates return to the same period the level of loan interest rates, the implementation of the lower limit management, the minimum interest rate level for the corresponding period file