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当今社会是一个商品经济社会,无论是成人还是青少年每天都在跟钱财打交道,但是很多青少年仍然无法很好的处理钱财问题。因为他们大脑中没有很好的理财观念,没有接受过适量的理财教育。在中小学实施理财教育,能够丰富学生的理财知识,培养学生积极适应和驾驭现代社会经济生活的能力。理财教育非常有必要,它能够让青少年更好的生存在这个经济全球与信息全球化的时代中。同时还要根据青少年所在的国家,所处的社会环境以及生活的家庭状况考虑,在教育的过程中还要根据青少年年龄跟心理的特点对他们实行理财教育。理财能力是评价青少年能否很好的在社会生存的重要依据,也是青少年在进入社会后应该具备的基本素养,培养青少年的理财意识有助于他们在社会生存。
Today’s society is a commodity-economy society where adults and adolescents are dealing with money every day, but many adolescents still can not handle the money problem well. Because they do not have a good mind in their brains, they do not have the right amount of financial education. The implementation of wealth management education in primary and secondary schools can enrich students ’wealth management knowledge and cultivate students’ ability to adapt and control the economic life of modern society. Financial education is very necessary, it can enable young people to better survive in this era of economic globalization and information globalization. At the same time, we should also educate them on the basis of the age and the psychological characteristics of adolescents in the process of education according to the social conditions in which the adolescents are located, the social environment in which they live, and the family conditions in which they live. Financial management is an important basis for evaluating whether young people can well live in society. It is also the basic literacy that teenagers should have when they enter the society. Developing a sense of financial management for young people helps them to survive in society.