本文利用2014年民族地区家庭住房财产调查数据,对所调查的民族地区的城乡和不同民族家庭的人均住房财产进行分析研究后发现:农村受访家庭的人均住房财产均值相当于城镇受访家庭的59.52%;不同民族和城乡受访家庭的人均住房财产存在差异。家庭人均住房财产的基尼系数表明,民族地区城乡家庭人均住房财产不均等程度不高,不同民族家庭的人均住房财产不均等程度存在差异。通过对城乡和民族因素进行分解后证实,城乡各自内部的差距对总体的家庭人均住房财产差距贡献达到了90%以上;汉族家庭和少数民族家庭之间的住房财产不均等差异对家庭人均住房财产不均等的影响都在5%以内。目前民族地区城乡及不同民族家庭住房财产差距不大的良好态势应继续保持,避免快速扩大所带来的危害。 Based on the data of household housing property survey in ethnic regions in 2014, this paper analyzes the per capita housing assets of urban and rural areas and ethnic groups in ethnic regions surveyed and finds that the average per capita housing property of rural households surveyed is equivalent to that of urban households surveyed 59.52%. There are differences in housing assets per capita among different ethnic groups and those interviewed by urban and rural areas. The Gini coefficient of per capita housing property of households shows that the per capita housing property in urban and rural areas in ethnic minority areas is not highly heterogeneous, and there are differences in the degree of unequal housing property per capita among different ethnic families. Through the decomposition of urban and rural areas and ethnic factors confirmed that the gap between urban and rural areas on the overall contribution to the overall per capita housing gap has reached more than 90%; Han family and ethnic minority differences in housing property between the average per capita housing property The effects of inequality are all within 5%. At present, the good situation in which there is not a big gap between the housing stock of urban and rural areas and that of other ethnic groups in ethnic areas should be maintained and the harm caused by rapid expansion should be avoided.