城镇居民医疗保障水平不仅受医疗政策因素的影响,而且还受一些外部因素的影响,如社会经济发展水平及人口结构特征因素等。为逐步提高我国城镇居民医疗保障水平,应建立多元化的筹资渠道、探索建立与城镇居民可支配收入挂钩的筹资机制、加大财政投入力度和建立城镇居民医保二次补偿机制。 The level of medical security for urban residents is not only affected by the factors of medical policy, but also affected by some external factors, such as the level of social and economic development and the characteristics of population structure. In order to gradually raise the level of medical insurance for urban residents in our country, we should establish a diversified financing channels, explore the establishment of a financing mechanism linked to the disposable income of urban residents, increase financial input and establish a secondary compensation mechanism for urban residents.