中小企业是推动国民经济可持续发展的主要力量之一,有效的融资能进一步促进实体经济的发展。但由于目前国际经济形势低迷加之中小企业自身信用级别低与银行的安全性目标的矛盾,中小企业往往存在融资难的问题。本文试图从新的视野和角度出发,将私募股权投资和风险投资与中小企业融资相结合,为这一问题的解决提供新的途径。 Small and medium-sized enterprises are one of the major forces for promoting the sustainable development of the national economy. Effective financing can further promote the development of the real economy. However, due to the current downturn in the international economy coupled with the low credit standards of SMEs themselves and the bank’s security objectives, SMEs often have the problem of financing difficulties. This article tries to combine private equity investment and venture capital with financing of SMEs from a new perspective and perspective, providing a new way to solve this problem.