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一、民间借贷的内涵民间借贷是指在政府批准设立并进行监管的正规金融体系之外的经济主体(个人、企业及其他经济主体)所从事的以货币为标的的价值转让及还本付息活动的总和。它是在社会与经济活动发生银缺(指总量)银紧(指临时)状态下民间自愿自主的借贷关系,表现为创业激励冲动中自愿或无奈的借贷、生活或生产中的危机借贷、生活生产过程中的银缺银紧状态下的无奈自愿的借贷。
First, the meaning of private lending Private lending refers to the government approved the establishment and supervision of the formal financial system outside of the economic entities (individuals, businesses and other economic entities) engaged in the monetary as the basis of the value of the transfer and debt service The sum of activities. It is a privately-funded, privately-funded lending relationship in which the social and economic activities occur in a short period of time (referred to as “temporary”), showing voluntary or helpless borrowing during entrepreneurial incentive impulses, crisis borrowing in life or production, Life in the production process of silver short silver under the state of helpless voluntarily borrowing.