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近年来,信托作为重要的理财主体之一,凭借其独特的制度优势,为各类资金包括人民币储蓄、企业年金、私募基金及境外资金等开辟了进入国内资本市场的渠道,信托理财个性日益彰显:资金运用愈加宽广,产品结构推陈出新,理财收益逐年攀升,已成为金融理财市场一道亮丽的风景线。一、信托的内涵及特性信托是一种财产转移和管理制度,其核心内容是“受人之托,代人理财”。按照《信托法》规定,信托是指委托人基于对受托人的信任,将其财产权委托给受托人,由受委托人按委托人的意愿,以自己的名义为受益人的利益或者特定目的
In recent years, trust, as one of the most important wealth management entities, has opened up a channel to enter the domestic capital market for all kinds of funds including RMB savings, enterprise annuities, private equity funds and overseas funds by virtue of its unique institutional advantages. As a result, trust wealth management has become increasingly prominent : The wider use of funds, product innovation, wealth management gains year by year, has become a financial market a beautiful landscape. First, the connotation and characteristics of the trust Trust is a property transfer and management system, the core content is “by the care of, on behalf of people ”. According to “Trust Law”, the trust refers to the trust of the trustor based on the trustee entrusted to the trustee of its property rights, by the client according to the client’s will, in his own name as the beneficiary of the interests or specific purpose