刚刚大学毕业的小赵,每月领着几千元的薪水,除去生活费用,能攒住的钱基本就是每3个月交一次的房租了。虽然最后还是要交给房东,但至少这3个月内钱还是在小赵的腰包里。小赵觉得让钱躺银行里面,赚0.35%的活期利率实在是不划算;存3个月定期吧,还不够跑银行折腾的,万一急用还得提前取;买其他理财产品,一来钱不多,二来有风险,弄不好还得折进手续费。 Xiao Zhao, who just graduated from college, spends several thousand yuan per month to get rid of the living expenses, and the money that can be saved is basically the rent paid every three months. Although in the end still have to be handed over to the landlord, but at least the money within 3 months Xiao Zhao’s pockets. Xiao Zhao think that let the money lay inside the bank, earn 0.35% of the current interest rate is not worthwhile; keep it for three months on a regular basis, not enough to run the bank tossing, in case of urgent need to take early; to buy other financial products, a money Not much, and secondly, there is a risk that we will have to break the handling fee.