面对当前金融危机,人民币升值、劳动力成本提高等诸多困难,我国服务外包业在国际市场处于竞争力弱和融资难的主要原因在于该行业多为中小企业,缺乏在国际市场上的核心技术和自主品牌,企业业绩和信用不理想,融资困难的根源是金融体系结构不合理,没有打破国有商业银行垄断。通过知识产权融资来集中社会资金用于促进服务外包中小企业的技术产业化进程;对私募基金进行立法,建立规范的多种形式的私募股权融资方式和企业之间的合作联盟;建立互助性担保融资,形成互助、互督、互保机制,可使服务外包业中小企业实现良性循环和发展。 Faced with many difficulties such as the current financial crisis, the appreciation of the renminbi and the increase of labor costs, the main reason why China’s service outsourcing industry is not competitive and financing hard in the international market lies in the fact that the industry is mostly small and medium-sized enterprises, lacking in core technologies in the international market and Self-owned brands, corporate performance and credit are not ideal, the root cause of financing difficulties is irrational financial system structure, did not break the monopoly of state-owned commercial banks. Through the financing of intellectual property to focus on social funds for the service outsourcing of small and medium-sized enterprises in the process of industrialization of technology; Private equity fund legislation, the establishment of standardized forms of private equity financing and cooperative alliance between enterprises; Financing, forming a mutual aid, mutual supervision, mutual insurance mechanism, service outsourcing industry can achieve a virtuous circle and development.