在董事责任保险合同中,对赔偿责任与抗辩、和解费用的分摊是一个极为复杂的问题。在保险实务中,许多保险公司销售的董事责任保险合同并未明确规定对赔偿责任与抗辩、和解费用的分摊比例。在保险事故发生后被保险人与保险人之间经常会就分摊比例问题产生争议。如果不能及时解决 In the liability insurance contract of directors, the distribution of compensation liability and defense and reconciliation expenses is an extremely complicated issue. In the practice of insurance, the insurance liability insurance contracts sold by many insurance companies do not specify the proportion of the liability and defense and settlement costs. After the insured event, there is often a dispute between the insured and the insurer on the issue of the scale of assessment. If not resolved in time