大部分国家迈入人口老龄化这个门槛时,都是有一定的物质财富积累做后盾支撑的,而我国建国后改革开放经济发展时期尚短,物质财富积累还相对不足就已经进入老龄化国家行列,势必会出现一些制度方面的短板,而养老保险就是一个典型,并成为当前与今后很长一个时期内社会发展稳定面临的一个重要问题,我们该如何有效的加以应对?我国养老保险问题的核心不是基金亏空问题,而是分配问题。 When most countries enter the threshold of population aging, they all have certain material wealth backing to do their backup support. However, after the founding of our nation, the period of economic development of reform and opening up is still short and the relative accumulation of material wealth has entered the ranks of aging countries , There are bound to be some shortages in the system. However, endowment insurance is a typical example and has become an important issue for social stability in the current and future long periods of time. How can we effectively deal with this problem? The core is not a fund deficit problem, but the distribution problem.