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高等教育助学贷款政策从1999年开始试行,其所惠及的高校学生群体正逐年增加,保障符合贷款条件的学子能够正常完成学业。但在具体实施过程中因其法律关系和权义的界定模糊,致使在实际运行中尚存不合理之处。本文运用法学视角分析高等教育助学贷款运行机制,以期对我国高等教育助学贷款政策起到积极作用。
The loan policy for higher education has been piloted since 1999, and the number of university students it benefits from is increasing year by year. Students who meet the loan requirements can be guaranteed normal completion of their studies. However, due to the vague definition of the legal relationship and the right in the specific implementation process, there are still some unreasonable points in the actual operation. This paper analyzes the operating mechanism of student loans in higher education from the perspective of law, with a view to playing an active role in the loan policy of higher education in China.