平安投资富通的失败,一方面反映了平安预估、防控风险的不足,另一方面也反映了我国对商业保险资金投资法律监管的不足。面对保险业发展中的保值增值压力和保险公司拓宽投资渠道的需求及行为,必须完善保险监管法律体系,区分保险资金的性质和期限,运用多种监管手段,对商业保险资金的投资实行制度化、专业化、多元化的监管。 The failure of safe investment Fortis, on the one hand reflects the safety forecast, the lack of risk prevention and control, on the other hand also reflects the lack of legal supervision of commercial insurance investment in our country. In the face of the pressure of increasing and increasing the value of the insurance industry and the demand and behavior of the insurance company to broaden the investment channels, the legal system of insurance supervision must be perfected, and the nature and duration of the insurance funds should be differentiated. Various regulatory instruments should be adopted to implement the system of the investment of commercial insurance funds The specialized, diversified regulation.