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Agricultural insurance is an important mechanism dealing with agricultural non-systemic risk.At present, Chinas agricultural insurance has not yet formed a variety of financial subsidy model, policies lack effective security, what is more, the policies of agricultural insurance are still in the stage of non-integration, the policies lack synergies and overall planning, which make it difficult to change the situation of insufficient effective demand and supply.In this regard, the government must clear optimization path of support model, optimize the financial subsidy, establish an effective monitoring mechanism among peasants, proceed to build a large-scale inter-regional agricultural insurance database, establish a linkage mechanism among relevant policies,make an overall planning for agricultural insurance.In order to achieve the virtuous cycle among farmers, agriculture, agricultural insurance, agricultural credit, promote the sustainable development of agricultural insurance.