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介绍了浙江省森林保险的发展历程,对丽水市森林保险做法进行了案例剖析,在此基础上提出了浙江省森林保险的制度构想与基本框架,包括运作机制、保险对象、保险责任、保险金额、保费分担、核损理赔等主要内容。丽水市把森林火灾保险工作作为深化林权制度改革的重要内容,力争做到“全覆盖”。目前全市森林参保面积达84.4万hm2,占全市森林面积的14.4%。
This paper introduces the development course of forest insurance in Zhejiang Province and analyzes the practice of forest insurance in Lishui City. Based on this, it puts forward the institutional conception and basic framework of forest insurance in Zhejiang Province, including operating mechanism, insurance object, insurance liability, insurance amount , Share of premiums, claims and other major nuclear damage. Lishui City, the forest fire insurance work as an important part of deepening the reform of forest property rights, and strive to achieve “full coverage ”. At present, the city’s forest insurance area reached 844,000 hm2, accounting for 14.4% of the city’s forest area.