前，我国住房消费信贷业务分为两类：政策性贷款和商业性贷款。城镇居民可以使用的住房信贷形式主要有四种——住房公积金贷款、住房储蓄贷款、商业银行个人住房担保贷款、个人住房组合贷款。住房公积金贷款如果您已交纳住房公积金，那么贷款购房时，应该首选住房公积金低... Before, China’s housing consumer credit business is divided into two categories: policy loans and commercial loans. There are four main forms of housing credit that urban residents can use - housing provident fund loans, housing savings loans, personal housing guarantee loans for commercial banks, and personal housing portfolio loans. Housing provident fund loans If you have already paid the housing provident fund, then the loan should be the preferred housing provident fund low ...