由于销售定价偏高 ,居住环境欠优 ,以及居民购房资金短缺和持币待购等问题 ,经济适用型住房消费未能成为全国城镇居民的消费热点和启动城镇消费市场的突破口。导致这些问题的根源在于政府的产业政策发生扭曲 ,住房区位选择缺乏科学性 ,城镇住房消费信贷发展滞后和物业管理缺乏规范性等方面 Due to the high sales prices, poor living environment, and the shortage of funds for residents to buy houses and the pending purchase of cash, affordable housing consumption has failed to become a consumer hot spot for urban residents and a breakthrough in starting the urban consumer market. The root causes of these problems lie in the distorted industrial policies of the government, the lack of scientific choice of housing location, the lagging development of urban housing consumer credit and the lack of normative property management