托管业务凭借适应直接融资市场和财富管理市场需要的内在发展动力,已从传统证券投资基金市场快速渗透覆盖到非证券类资产管理领域,并逐渐向社会保障、财政、实体经济、跨境投资等非金融领域延伸,这对于正处于变革中的国内商业银行平衡调节经营水平,扩大发展提升空间具有重要现实意义。面对广阔的市场发展潜力和紧迫的金融环境变革的外在要求,探寻托管业务的新型发展路径,最终实现其由“大”到“强”的蜕变对于各家商业银行而言已经势在必行。 The custody business has rapidly penetrated into the non-securities asset management field from the traditional securities investment fund market by virtue of its internal development motivation which is adapted to the needs of the direct financing market and the wealth management market, and has gradually shifted to social security, finance, real economy, cross-border investment, etc. Non-financial areas of the extension, which is in the process of restructuring of domestic commercial banks to adjust the level of business balance, expand the development of space to enhance the important practical significance. Faced with the vast market potential and urgent external demands for the reform of the financial environment, the article explores a new path of development of the custody business and finally realizes its transformation from “big” to “strong”. For each commercial bank It is imperative.