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利率市场化使农信社面临着改革方向和发展转型的巨大挑战,农信机构要用市场化的手段去解决问题,应对挑战,探索出一条适合自身改革发展的道路存款利率的进一步放开,将使农信机构的整体改革方向和发展转型面临巨大挑战,同时也可能成为农信机构改革发展的重大机遇,农信机构需采取积极的应对策略。
The marketization of interest rates has made the rural credit cooperatives face a tremendous challenge in the direction of reform and in the transformation and development of the rural credit cooperatives. The rural credit cooperatives should use market-oriented measures to solve the problems and meet the challenges, exploring a further liberalization of the deposit interest rates on the road that suits their own reform and development. The overall reform direction and development and transformation of rural credit cooperatives will face enormous challenges and may also be a major opportunity for the reform and development of rural credit cooperatives. The rural credit cooperatives need to adopt a positive response strategy.