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邮政储蓄从1990年1月1日开始由邮电部门自办,邮局吸收的存款由过去的缴存改为转存人民银行,在人民银行分别开立长期和活期两个存款帐户。活期存款帐户的余额、在途资金和留存的备用金不少于吸收的储蓄存款总额的10％,长期存款帐户的余额则为90％。活期存款年利率与活期储蓄存款利率相同,为2.88％;长期存款的年利率为13.5％。一、邮政储蓄转存款长期户存款年利率的确定邮政储蓄转存款长期户存款利率,是在近
Since January 1, 1990, the postal savings system has been run by the post and telecommunications departments. The deposits received by the post offices have been transferred from deposit to the People’s Bank of China and two long-term and current deposit accounts have been opened at the People’s Bank of China respectively. Current account balances, in-transit funds and retained reserves are not less than 10% of the total amount of savings deposits held and long-term account balances are 90%. The interest rate of demand deposits is the same as that of current savings deposits, which is 2.88%. The annual interest rate of long term deposits is 13.5%. First, the postal savings deposits long-term savings deposit transfer rate to determine the long-term savings deposit savings deposit rates, is in the near