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随着我国经济的飞速发展,民营企业对于我国经济的发展发挥着巨大的作用,我国中小民营企业作为民营企业中的重要群体,在推动国民经济增长和社会稳定前进发挥的日趋重要的作用。但是民营中小企业融资难成为阻碍民营企业发展的重要瓶颈,找出民营中小企业真正融资难的原因,并提出解决问题的对策就成为我们着重解决的问题。本文从宏观和微观角度分析了近年来中小民营企业融资难的现状,并提出了通过建立民营中小企业相关保护法,给予其政策扶持,从源头上提高民营中小企业的生存能力和竞争力,加强与第三方金融机构的合作等措施来帮助民营中小企业走出融资难的困境,希望对解决我国民营中小企业融资难问题具一定的参考和借鉴意义。
With the rapid economic development in our country, private-owned enterprises play a huge role in the economic development of our country. Small and medium-sized private-owned enterprises in our country, as important groups in private enterprises, play an increasingly important role in advancing the national economic growth and social stability. However, financing difficulties of private SMEs have become an important bottleneck hindering the development of private-owned enterprises. Finding out the reasons for the real difficulties of financing for private-owned SMEs and putting forward solutions to the problems has become a problem we focus on. This article analyzes the status quo of financing difficulties of small and medium-sized private-owned enterprises in recent years, and proposes to strengthen the survivability and competitiveness of private-owned small and medium-sized enterprises by giving them policy support through the establishment of privately-owned small and medium-sized enterprise protection laws Cooperation with third-party financial institutions and other measures to help private SMEs out of the financing difficulties, hoping to solve the financing problems of private SMEs in China with some reference and reference.