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在新的社会发展形势下,中小企业的飞速发展面临着巨大的资金缺口,金融信贷成为了解决资金缺失难题的关键一环,给银行的金融信贷提出了新的挑战和问题。本文通过阐述中小企业金融信贷问题的现状,深刻的分析和探讨了打破中小企业金融信贷瓶颈的重要性和必要性,并就金融信贷问题的突破方式提出了自己的观点和看法,以期有助于解决中小企业融资难的问题,帮助中小企业度过资金难关,同时,加快资本流动,提高资本的利用效率,降低企业融资的成本,为中小企业的发展提供源源不断的动力支持,促进社会经济效益的实现。
Under the new social development situation, the rapid development of small and medium-sized enterprises is facing a huge funding gap. Financial credit has become a key link in solving the problem of lack of funds and has posed new challenges and problems to the banks’ financial credit. This essay expounds the status quo of financial credit for SMEs, analyzes and explores the importance and necessity of breaking the bottleneck of financial credit for SMEs, and puts forward its own views and opinions on the breakthrough way of financial credit in order to help To solve the problem of financing difficulties of SMEs and help SMEs to weather the financial difficulties, at the same time, speed up capital flows, improve capital utilization efficiency and reduce the cost of financing for SMEs, provide a steady stream of motivation support for the development of SMEs and promote social and economic benefits The realization.