2006年4月,光大银行正式推出了面向工程机械市场的“总对总”贷款业务。光大银行私人业务部个人信贷处处长肖英男告诉记者,早在2003年,他们就已经开始了此项业务,而经过整整三年,首批贷款已经得到了很好的回报。因此,向全行业铺开,把工程机械按揭贷款做成光大银行的特色产品,成了肖处长接下来最主要的工作。 In April 2006, China Everbright Bank officially launched the “total to total” loan business for the construction machinery market. Xiao Yingnan, director of personal credit at Everbright Bank’s Private Sector Department, told reporters that as early as 2003, they had already started the business. After a full three years, the first loans have been well rewarded. Therefore, the spread to the entire industry, the construction machinery loans made into the characteristics of China Everbright Bank products, has become Director Xiao the most important job.