日本的城市设施在第二次世界大战中遭到了严重破坏。战后 ,随着日本工业的逐步恢复和经济的迅速发展 ,城市人口大量增加 ,城市住房建设成为日本政府亟待解决的问题之一。为此 ,日本政府不断探索 ,经过几十年的努力 ,形成了比较完善的住房政策体系 ,建立起比较规范的住房金融市 Japan’s urban facilities were severely damaged during World War II. After the war, with the gradual restoration of Japanese industry and the rapid economic development, the urban population increased dramatically and urban housing construction became one of the issues to be solved urgently by the Japanese government. To this end, the Japanese government continues to explore, after several decades of efforts, formed a relatively perfect housing policy system, establish a more standardized housing finance market