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台湾华侨银行是台湾第一家民营银行,在迈入第37年的经营过程中连续因人为不当因素,发生了操作衍生金融商品失利及内部的一群董事们利益勾结,违规超贷事件被新闻媒介挖掘公开报道后,立即形成了挤兑风暴,总共亏损了140亿新台币(约人民币35亿元左右)。当时的华侨银行不只员工士气低落,外汇往来银行信用额度被削减或冻结,放款也被主管机关限定严格进行放款减肥计划,沉重的资金成本负担,更将华侨银行压得喘不过气来,许多人都不看好该银行未来的发展,股票跌至有史以来之最低点。
OCBC Bank of Taiwan was the first privately-owned bank in Taiwan. Due to continuous unfavorable factors in the 37th year of operation, the defeat of derivative financial products and the collusion of interests among a group of directors took place. After mining the public reports, an immediate turmoil in the run-up resulted in a total loss of NT $ 14 billion (about 3.5 billion yuan). At that time, OCBC Bank not only reduced its staff morale but also reduced or froze the credit limit of foreign exchange banks. The lenders have also been restricted by the competent authorities to strictly carry out loan-to-money weight-loss programs and a heavy financial cost burden. Not optimistic about the bank’s future development, the stock fell to its lowest ever.