信用是人类文明的果实;是一切道德的基础和根本;是一个社会和发展的基石。它体现了最根本的法律关系和社会关系,体现了市场经济必备的道德理念与法律意识。有信用才有交换,有信用才有秩序。市场经济需要信用,市场经济越发达,对信用体系的要求也越高。我国的现代市场经济建设迫切呼唤信用体系的构建。 Credit is the fruit of human civilization; the foundation and foundation of all morals; and the cornerstone of a society and development. It embodies the most fundamental legal relationship and social relations, embodies the moral concepts and legal awareness necessary in a market economy. There is credit exchange, there is credit order. The market economy needs credit. The more developed the market economy, the higher the credit system requirements. China’s modern market economy urgently calls for building a credit system.